• Insure Yourself And Live A Carefree Life

    Hospital expenditure is always a tricky subject to broach. They are expensive, they are time consuming and even take your savings on a roller coaster ride. It is hence always advisable and safe to be insured also in situations like these. Some policies worth knowing about are

     

            Final Expense Life Insurance

            Long-term Care Insurance

            Guaranteed Lifetime Income Annuities

            Critical Illness Insurance

            Hospital Indemnity Insurance

     

    Final expense insurance

    Your funeral bill or maybe if your family plans on going abroad to scatter your ashes. Final expense insurance is sometimes called burial insurance. Even though it does seem insane, even barebones funerals too can drill a hole in your pocket. So here's what you need to know about final expense insurance.

     

    Final expense insurance is not the same as life insurance. Life Insurance provides monetary support for your family, post death. It gives them a level of security to insure themselves in the possibility of your demise. However, a final expense insurance deal with all of the expenses that concerns your funeral, maybe you might have a desire to have a bigger party or maybe a better casket.

     

    Long term Care Insurance

    It is a kind of insurance provided for individual above the age of 65. It is mainly adopted by elderly people who have chronic disability and require constant personal attention. Medical bills, especially those in long-term care are usually skyrocketing when it comes to payment. Nursing facilities may cost around $100 to $400 for a single week. Opting for the right, long term Care Insurance can help you in the aspect of financial aid from day one.

     

    Guaranteed lifetime income annuity

    Income annuity lets you channel a part of your retirement funds into a regular source of guaranteed income. This is done through an investment known as a single lump sum of money, or the same is done through installments based on whatever is most comfortable for you. This helps by ensuring your regular source of income liberates you from the fear of burning up your savings.

     

    Critical illness insurance

    This is an insurance policy wherein a policyholder is insured for a predetermined disease through payment of a lump sum. The policyholder is insured in case he or she is diagnosed with that predetermined disease. They are often required to go through a medical examination by specialists for diagnosis of disease.

     

    Hospital indemnity insurance

    Hospital bills in general tend to be extremely costly, even more so if you are confined within a hospital or admitted into them. Hospital indemnity Insurance of hospital insurance covers these sorts of instances, whether they are planned or unplanned. Hospital expenditure, like most other expenditures, is unavoidable, it isn't money that you can choose to spend or not. This insurance policy helps cover these expenditures and for some other expenditures that are considered as a part of it.

     

    So, don't wait until it is too late, get insured with our insurance agents in Bolingbrook, and let us help you through the times you might have to go through, together.

     

     


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